Our simple two-step request form can take minutes to complete, which means you may get the money you need in less time.
You may get a personal loan direct deposited to your bank account in as little as one business day upon lender approval.
You may get approved for a loan regardless of your credit score or credit history.
At TopLoansPicks.net, we have established an extensive network of lenders to help you get the funds you need for your financial needs. We offer a free infomediary service that will attempt to connect you with lenders and financial service providers who may secure a personal loan for you.
After you fill out the short and simple online request form, we work with our network of lenders to try and connect you. If we are successful in connecting you with a lender, that lender will provide you with all the material terms and conditions for the specific loan prior to acceptance of any personal loan. At this time, we encourage you to ask your lender any and all questions relating to your loan. If you are unhappy with the terms of a loan from a lender, you are under no obligation to continue with the process. The best part is that our service is free!
If you are successfully connected with a lender on our website, the lender will provide you with all relevant documents that contain all rate and fee information regarding the loan being offered to you. It is important that you thoroughly review all information provided to you by your lender prior to agreeing to the terms. You are under no obligation at any time to accept these loan terms if you determine they are unsuitable. If successfully accepted, you may receive your funds by next business day upon approval.
Annual Percentage Rate (APR) is the annualized interest rate that you are charged on a personal loan. Because TopLoansPicks.net does not provide consumers with loans directly, it is very difficult for us to provide you with an exact APR that you might expect to pay on a personal loan. The loan interest rates are determined solely by your lender. APR is meant to characterize both the interest rate and the fees associated with a loan for an entire year. Since APR is a well-recognized standard for describing the cost of other types of loans, we want to provide a Sample APR that may help guide your assessment on whether a loan offered to you is the right fit.
SAMPLE APR range for a personal loan:
Since we work with a large network of lenders, it is very difficult for us to provide you with exact information on how long it takes to process a loan request or transfer funds. All credit decisions are determined by the lenders directly and we have no determination regarding timing. Typically, the whole process may be completed and you may receive your loan as soon as the next business day upon approval by your lender. For more information, we encourage you to contact your lender directly for more information.
TopLoansPicks.net only partners with and allows reputable lenders in our trusted network. Although we are not a lender, TopLoansPicks.net supports all provisions of the Fair Lending Act, which require Lenders to afford to consumer’s fair, equitable, and nondiscriminatory access to credit. We also support all provisions of the Fair Debt Collection Practices Act enforced by the Federal Trade Commission. For more information and details, please visit our Responsible Lending page.